Call us 24/7: + 1(925)399 0085

Get your paper done by an expert

No matter what kind of academic paper you need, it is simple and secure to hire an essay writer for a price you can afford at StudyAcer. Save more time for yourself.

WhatsApp + 1(925)399 0085
$ 10
free
  • bibliography
  • title page
  • revisions
per page
19 k happy customers
4.7 out of 5 satisfaction rate
27 writers active

reply to the teacher and the students based on what i said need in a hw

reply to the students and what the teachers asked me

 

Here is the main question

For this week’s discussion, post a response to the following case study:

Madeline wrote out a check to Gardner for some remodeling work, including new windows on her house. The day after writing out the check there was a rainstorm. Every new window leaked. Furious, Madeline called her bank and ordered it to stop payment on the check. Two weeks later Madeline wrote a letter to the bank confirming the stop payment order, and mailed it. 

It took three days for the bank to get the letter, and during that time Gardner presented the check at the bank, and the bank paid it. Do you believe that Madeline should have any recourse against the bank? Why or why not?

Explain your answer fully and, where appropriate, incorporate material from this week’s readings to help support your answer.

 

 

This is what i wrote

 

My thought is Madeline had plenty of reason to recourse against the bank. She told them directly to stop payment of the check to the window company. As a person who could go through this I see it as wrong but it doesn’t mean that it is. My experiences in the Army I do question it a little because bank transactions do not always occur right away. Sometimes when I put a transaction in it can take over two pay cycles to get it where it should be. After doing some research I was looking at chase bank policy. I quote it says  â€œTo stop payment on a check, you must give us an oral or written stop payment order using the phone number or address listed on the back cover, or in person at a branch, or by making an electronic stop payment order through online banking. You must give us the exact account number, and either the exact check number(s) or amount, so we can identify the item. Generally, upon receipt of the stop payment instructions, your request will be processed immediately.” This is why I would also look into the bank policy and the bank she is with because if she signed something saying that a transaction may take over a pay cycle she has know one to blame but herself. This is why it is important to read what you sign before you sign it.    

 

Now based on what i wrote the teacher wrote

 

How would you further describe the liability on the part of the bank? What would be the facts you would need in order to support this?

What are your thoughts?

What would be the other course materials you would need support this?

 

Repsond to the teacher based on what i wrote

 

 

 

Here is what a student wrote

Madeline’s oral stop payment notice was valid for 14 days. Had she written and sent her stop payment notice within that 14 days she would have recourse with the bank. However, since her written stop payment was not processed until 17 days later there was a window of opportunity for the check to clear. Fortunately for Gardner, the check was cleared during this window. Madeline’s recourse is to return to Gardner and review the contract between them for the work.

 

Respond to this student based on the main question

 

 

 

 

 

 

Our guarantees

Study Acers provides students with tutoring and help them save time, and excel in their courses. Students LOVE us!No matter what kind of essay paper you need, it is simple and secure to hire an essay writer for a price you can afford at StudyAcers. Save more time for yourself. Delivering a high-quality product at a reasonable price is not enough anymore.
That’s why we have developed 5 beneficial guarantees that will make your experience with our service enjoyable, easy, and safe.

Money-back guarantee

You have to be 100% sure of the quality of your product to give a money-back guarantee. This describes us perfectly. Make sure that this guarantee is totally transparent.

Read more

Zero-plagiarism guarantee

Each paper is composed from scratch, according to your instructions. It is then checked by our plagiarism-detection software. There is no gap where plagiarism could squeeze in.

Read more

Free-revision policy

Thanks to our free revisions, there is no way for you to be unsatisfied. We will work on your paper until you are completely happy with the result.

Read more

Privacy policy

Your email is safe, as we store it according to international data protection rules. Your bank details are secure, as we use only reliable payment systems.

Read more

Fair-cooperation guarantee

By sending us your money, you buy the service we provide. Check out our terms and conditions if you prefer business talks to be laid out in official language.

Read more

Our Homework Writing Disciplines

With a highly diverse team in almost all academic fields including: